Club Insurance

Tennessee, Illinois, Indiana, Iowa, Kansas, Kentucky,
Michigan, Minnesota, Missouri, North Carolina, Ohio, Wisconsin

Civic clubs, social clubs, hobby clubs, service clubs, fraternal organizations, professional associations were created with a specific purpose in mind.

    • Attorney Associations
    • Chambers of Commerce
    • Charitable Foundations
    • Education Foundation Associations
    • Fraternal Order of Police
    • Knights of Columbus
    • League of Women Voters
    • Rotary Club
    • and more...

service club insurance

  • Alumni Association
  • Book Clubs
  • Flower & Garden Clubs
  • Hobby Clubs
  • Mothers Club
  • PTA & PTO
  • Quilting Clubs
  • School Clubs
  • and more...

social club insurance

Although the mission statements may differ, your organization should have insurance to protect participants and financially protect your club. For some activities, the risk is obvious…perhaps you know when to ask for a waiver. Other risks are not so obvious.

Our specialty social and civic club insurance program provides the property and casualty solution you need when the unexpected occurs.

Directors and Officers Liability is available for not-for-profit associations. This protects the board members against claims made against them while serving on a board of directors or as an officer. Coverage can also be extended to cover special events.

It’s easy to get started on your quote.

Our online questionnaire works great on smart phones, tablets, desktops and laptops. Just click to get started…

To receive your quote…

  • Complete the questions
  • Preview your answers
  • Click “Submit” when you’re done.
  • You’ll get a “Thank you” screen to tell you we received the form.

Phone or email Kevin Morency or Rebecca Morency if you have any questions. By taking the time to discuss your needs, we can tailor an affordable business insurance solution that offers peace of mind, yet still deliver a quote quickly.

morency and associates


Morency & Associates, Inc

1194 Long Hollow Pike
Gallatin, TN 37066
615-451-4887         (Phone)
877-244-9090         (Toll-Free)
630-240-4299         (Mobile)
615-452-6580         (Fax)
Kevin Morency       (Email)
Rebecca Morency  (Email)

Specialty Insurance for Social, Service, Civic Clubs

Protect your business with these Property / Casualty insurance coverages:

  • General Liability
  • Damage to the property of others
  • Employment Practices Liability
  • Directors and Officers Liability – Not for Profit
  • Property
  • Crime
  • Inland Marine
  • Auto
  • Umbrella

Liability Coverage may include:

  • Limits up to $1 million per occurrence/$3 million aggregate
  • Directors and Officers Liability – Not for Profit
  • Employees as Additional Insureds
  • Employment Practices Liability (claims-made coverage)
  • Employee Benefits (claims-made coverage)
  • Fire Legal Liability – $100,000 (higher limits available)
  • Medical Expenses – $5,000 per person
  • Building Owner as Additional Insured
  • Voluntary Property Damage
  • Club members as Additional Insureds
  • Volunteers as Additional Insureds
  • Special Events Coverage

Property Coverage may include:

  • Building Coverage
  • Contents Coverage
  • Equipment breakdown on building and contents
  • Electronic Media and Records Business Interruption
  • Blanket insurance
  • Business income (with extra expense and 0 hour waiting)
  • Utility service – direct damage
  • Utility service – time element
  • Outdoor Fences
  • Replacement Cost
  • Signs

Other Insurance Options and Coverage may include:

  • Umbrella – limits up to $10,000,000
  • Crime – Employee Dishonesty to $25,000
  • Inland Marine
  • Personal Computers, EDP Equipment, Data, Media and Phones
  • Valuable Papers and Records
  • Accounts Receivable
  • Fine Arts

Affordable Insurance Coverage

We’ve found highly rated insurance carriers who offer reasonable pricing in today’s tough economic climate. That means you can increase the value of your insurance dollar. Plus many of our specialty business insurance coverages offer convenient, no interest payment options with flexible payment terms. So it’s easier to manage your bottom line.

Flexible Payment Terms—Pay as little as monthly

Choose the payment option that fits your budget. Because sometimes a smaller monthly payment is easier on you.

  • Annual
  • Semi-annual
  • Quarterly
  • Down payment plus 9 equal payments (10 payments)
  • Monthly (12 payments)

Convenient, No Interest Payment Options

Pick the method that works best for you…

  • Electronic funds transfer—$1 fee per installment
  • Online or by phone—$7 fee per installment
  • Charge to credit card—$7 fee per installment

Prefer to Manage Only One Bill?

Complete coverage may be available for your business insurance needs in one comprehensive insurance package. Call or email Kevin Morency today and receive a quick turnaround on your quote. Note: Some payment options may not be available in all states.

We offer this specialty club insurance program in the following states:
areas served

  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Michigan
  • Minnesota
  • Missouri
  • North Carolina – New Market July 2019
  • Ohio
  • Tennessee
  • Wisconsin